Hey, does anybody know anything about who to report mortgage fraud to?  I know someone who is getting a refinance on his house, and he's using totally falsified information.  This guy hasn't held a job for any longer than 3-4 months and is telling them he works for some company where he's been continuously employed for ten years.  He is falsifying a paystub and work history.  I know this is morally and ethically wrong, but don't know who I should report all this to.

Try reporting it to the company that he's seeking the mortgage from.

Yep.  Agreed.